Financial solutions for every stage of life

Business loans, investment growth, and dignified funeral cover – all under one roof. Transparent, caring, and built for South Africans.

Explore our calculators

Your financial toolkit

Real‑time estimators for loans, investments, and funeral cover. Adjust the sliders and see instant results.

Business Loan

Loan amount (ZAR)

R 500,000

Term (years)

5 years

Monthly payment

R 0

Total interest

R 0

Investment Growth

Initial investment (ZAR)

R 100,000

Time horizon (years)

10 years

Expected annual return

7.2%

Future value

R 0

Funeral Cover

Cover amount (ZAR)

R 50,000

Family members covered

Monthly premium

R 125

Annual premium

R 1,500

Integrated financial
solutions provider.

Serving South African individuals and businesses since 2012.

OmniFin was founded to bridge gaps in the financial services market – offering transparent loan structures, smart investment tools, and compassionate funeral cover. Our digital platform puts you in control, while our support team ensures you never feel alone.

12+

Years

85k+

Clients

24/7

Support

Why choose OmniFin?

We put your financial wellbeing first.

Fully Regulated

Authorised FSP with strict compliance to protect your interests.

Competitive Rates

Loan rates from prime minus 1%, investment fees among lowest in SA.

Compassionate Care

Funeral claims paid within 48 hours, 24/7 bereavement support.

Trusted by thousands

Real stories from real clients.

"OmniFin helped my small business secure a loan within 48 hours. The process was seamless and transparent."

— Thabo M., Soweto

"Their investment calculator gave me confidence to start my retirement plan. Returns have been excellent."

— Linda K., Cape Town

"When my father passed, Legacy (by OmniFin) handled everything with dignity and speed. Deeply grateful."

— Nomsa D., Durban

Financial insights

Expert advice to help you make informed decisions.

5 tips for business loan approval

Improve your chances with these practical steps.

Investing for beginners in 2026

Start building wealth with small, regular contributions.

Why funeral cover matters

Protect your family from unexpected costs.

Frequently asked questions

Everything you need to know.

Use the loan calculator above, then click "Apply for loan". Our 3-step application takes less than 5 minutes. A consultant will call you within 24 hours.

Our moderate risk portfolio targets 7–9% per annum. Actual returns vary with market conditions, but we focus on long-term, diversified strategies.

Yes, our funeral plans have no exclusions for HIV/AIDS after a 6-month waiting period. All pre-existing conditions are fully disclosed at application.

Never. Our loan origination fee is a once-off 1.5% (capped), investment management fees are clearly disclosed, and funeral premiums are fixed for the policy term.

Let's talk.

Our team is ready to assist you with any query, any time.

JOHANNESBURG

30 Jellicoe Ave, Rosebank, 2196

CAPE TOWN

2 Long Street, Cape Town, 8001

HELPLINE

+27 (0)87 123 4567 (24/7)

hello@omnifin.co.za